Refinance

This has nothing to do with infertility, but more with stress.

The first company (Lincoln Mortgage) we were going through we decided not to go through with. They emailed me the good faith estimate along with lots of other paperwork I was to sign and fax back. Well, there were 7 major errors on there, and then the closing costs were outrageous (the loan officer said it was a mistake and did correct that, but the fees were still fairly high)

We had another offer from another company that we are going with now (CastlePoint Mortgage). Our loan officer is in the Lending Tree President's Club as they call it. He's really nice and explains everything to us. We are just in what I am going to call....THE TWO WEEK WAIT! We have to wait 14 days until we can close. It gives them time to do the verifications and the preparation of all the paperwork. Who knew there was 2 different "two week waits"?

But anyways, once the refinance goes through we are expecting approx. 20K cash out. That will help with converting our laundry room into a nursery/2nd bedroom, pay off some debt, get DH a motorcycle to save on gas, will pay for DH's real estate fees so he can start his new career, and most importantly, help pay for fertility treatments since my insurance is buttheads and took away all coverage for infertility (they switched insurance companies and they new one said at first that they would cover initial testing and counseling and then they changed their minds and took that away...NOT FAIR...but they did).

Anyways, just had the Lincoln Mortgage underwriter call me and says they can get us the cash and to closing by next Tuesday. I'm so freakin frustrated that I don't know what to do now!!